In a large mixing bowl, combine the corn kernels with sour cream and mayonnaise.
Add the crumbled cotija cheese to the mixture.
Squeeze in the lime juice for a zesty flavor.
Sprinkle in the chili powder, adjusting to your taste preference.
Stir in the chopped cilantro for freshness.
Season with salt and pepper to taste.
Mix everything until well combined and creamy.
Transfer the dip to a serving bowl.
Chill in the refrigerator for at least 30 minutes to enhance flavors.
Serve with tortilla chips and enjoy!