Prepare all ingredients by peeling and dicing the potatoes and chopping the onion.
In the crock pot, add the diced potatoes, chopped onion, and minced garlic.
Pour in the chicken or vegetable broth until the potatoes are covered.
Season with salt and pepper to taste.
Set the crock pot to low for 6-8 hours or high for 3-4 hours.
About 30 minutes before serving, stir in the heavy cream.
Add the shredded cheddar cheese and mix until melted.
Top with crumbled bacon and chives for garnish before serving.
Adjust seasoning if necessary.
Serve hot and enjoy your cozy bowl of soup!